risk disclosure

Billz Pro operates at the intersection of crypto markets and regulated fiat rails. This includes material risk.

Core risk categories

1) Market risk

Crypto volatility can affect conversion conditions, collateral value, and treasury outcomes.

2) Collateral and liquidation risk (important)

For collateralized lending/borrowing-based workflows:

  • collateral value may decline,

  • position health may deteriorate,

  • liquidation thresholds may be breached,

  • collateral may be liquidated (partially or fully, depending on structure).

Billz Pro does not guarantee non-liquidation.

3) Lending/Borrowing risk

Collateralized liquidity workflows may involve:

  • borrowing cost variability

  • protocol / smart contract / counterparty risk

  • liquidity stress risk

4) Banking rail risk

SEPA / ACH execution may be delayed or affected by:

  • cutoffs

  • holidays

  • exceptions

  • bank-side processing constraints

5) Compliance and operational risk

KYC/KYB/EDD reviews, risk flags, outages, or partner constraints may delay or prevent execution.

6) Vault risk (if used)

Vault returns are variable, non-guaranteed, and can involve loss.


No guarantees

Billz Pro does not guarantee:

  • fixed settlement times

  • guaranteed APY

  • no liquidation

  • no taxable event

  • uninterrupted availability in all conditions

Billz Pro does not provide legal, tax, or investment advice. Operators should consult qualified advisors.