hybrid infrastructure model

Billz Pro operates at the intersection of:

On-chain capital (treasury, collateralized positions, liquidity logic) ↔ Regulated fiat systems (SEPA / ACH, compliance, banking constraints)

We call this a hybrid execution model.

Layered architecture (visual, high-level)

Layered architecture (high-level)

1) Wallet Interaction Layer

• user-initiated actions

• authorization boundaries

• no private key storage by Billz

2) Treasury & Orchestration Layer

• funding mode selection (direct vs collateralized, when available)

• execution routing and policy application

• proof and reference standardization

3) Compliance & Monitoring Layer

• KYC / KYB / EDD workflows (as applicable)

• risk-based monitoring

• exception handling and review

4) Fiat Rail Execution Layer

• SEPA / ACH initiation via regulated rails

• cutoff logic, holidays, and rail constraints respected

Why modularity matters

A treasury execution infrastructure must adapt to:

• rail changes

• regulatory changes

• market volatility

• evolving treasury strategies

Modularity helps Billz Pro evolve without forcing operators to rebuild finance workflows.