> For the complete documentation index, see [llms.txt](https://docs.bill-z.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.bill-z.com/faq.md).

# faq

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<summary>Is Billz a bank?</summary>

No. Billz is an execution infrastructure layer that interfaces with regulated payment rails.

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<summary>Does Billz store my private keys?</summary>

No.

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<summary>Are transfers reversible?</summary>

Bank transfers are generally difficult to reverse once settled.

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<summary>Is yield guaranteed?</summary>

No. Any yield-related feature (e.g., Vault) is market-driven and not guaranteed.

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<summary>Is KYC required?</summary>

It may be required depending on jurisdiction, amount, and risk profile.

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<summary>Does Billz guarantee no liquidation if collateralized strategies are used?</summary>

No. Collateralized lending/borrowing strategies carry liquidation risk.

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