> For the complete documentation index, see [llms.txt](https://docs.bill-z.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.bill-z.com/regulatory-positioning.md).

# regulatory positioning

## Billz Pro is built to interface with regulated systems, not replace them

Billz Pro positions itself as a **hybrid execution infrastructure**:

* crypto-native in treasury logic,
* compliance-aware in execution,
* aligned with regulated fiat rails for settlement.

```mermaid
flowchart LR
    A[Billz Pro Hybrid Execution Layer] --> B[EU Context]
    A --> C[US Context]
    B --> D[SEPA / EUR Execution]
    C --> E[ACH / USD Execution]
    A --> F[Compliance-Aware Controls]
    A --> G[Documentation & Proof]
```

> ### Regulatory framing (visual, high-level)

{% hint style="info" %}

### Why this page is intentionally high-level

Regulatory interpretation depends on:

* jurisdiction
* facts and implementation details
* user profile and transaction type

Public docs should not overstate legal conclusions.
{% endhint %}

***

## EU / US framing (high-level)

### EU

Billz Pro supports EUR execution via SEPA and is designed to coexist with regulated payment infrastructure and compliance requirements.

### US

Billz Pro supports USD execution via ACH and is designed to operate with jurisdiction-aware controls and regulated rail requirements.

## What Billz Pro does not claim in public docs

Billz Pro does not publicly claim:

* to be a bank
* to replace regulated institutions
* to eliminate compliance obligations
* to provide legal or tax advice

***