payment rails

Billz Pro executes payments through regulated fiat rails and documents them for treasury workflows.

SEPA (EUR)

SEPA is the standard EUR bank transfer rail used across supported jurisdictions.

Typical characteristics

  • recipient identified via IBAN

  • bank cutoffs and holidays apply

  • reference/memo handling may vary by downstream institutions

Common Billz Pro uses (EUR)

  • vendor invoices

  • rent

  • utilities

  • recurring operational expenses


ACH (USD)

ACH is the standard US domestic bank transfer rail for USD payments.

Typical characteristics

  • recipient identified via routing + account details

  • bank processing windows apply

  • settlement often 1–3 business days (not guaranteed)

Common Billz Pro uses (USD)

  • US vendors

  • operating expenses

  • supported business payments


Why this matters for positioning

Billz Pro is not only converting crypto. It is an execution layer that bridges treasury operations into these rails with:

  • structured payment intent,

  • compliance checks,

  • proof-oriented documentation.