payment rails
Billz Pro executes payments through regulated fiat rails and documents them for treasury workflows.
SEPA (EUR)
SEPA is the standard EUR bank transfer rail used across supported jurisdictions.
Typical characteristics
recipient identified via IBAN
bank cutoffs and holidays apply
reference/memo handling may vary by downstream institutions
Common Billz Pro uses (EUR)
vendor invoices
rent
utilities
recurring operational expenses
ACH (USD)
ACH is the standard US domestic bank transfer rail for USD payments.
Typical characteristics
recipient identified via routing + account details
bank processing windows apply
settlement often 1–3 business days (not guaranteed)
Common Billz Pro uses (USD)
US vendors
operating expenses
supported business payments
Why this matters for positioning
Billz Pro is not only converting crypto. It is an execution layer that bridges treasury operations into these rails with:
structured payment intent,
compliance checks,
proof-oriented documentation.