> For the complete documentation index, see [llms.txt](https://docs.bill-z.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.bill-z.com/summary.md).

# SUMMARY

* [Billz Docs](/readme.md)

## Billz Pro

* [Overview](/billz-pro/overview.md)
* [Why Billz Pro](/billz-pro/why-billz-pro.md)
* [Why vs Traditional Off-Ramps](/billz-pro/why-vs-offramps.md)
* [Why Non-Custodial Matters](/billz-pro/why-non-custodial-matters.md)
* [Product Overview](/billz-pro/product-overview.md)
* [How It Works](/billz-pro/how-it-works.md)
* [Payment Rails (SEPA & ACH)](/payment-rails.md)
* [Fees & Pricing Principles (Billz Pro)](/billz-pro/fees-old-version.md)
* [Hybrid Infrastructure Model](/hybrid-infrastructure-model.md)
* [Non-Custodial Architecture](/non-custodial-architecture.md)
* [Treasury Vault](/treasury-vault.md)
* [Capital Efficiency, Collateral & Lending/Borrowing](/capital-efficiency-lombard.md)
* [Enterprise Capabilities](/enterprise-capabilities.md)
* [Security & Compliance](/security-compliance.md)
* [Regulatory Positioning (EU / US)](/regulatory-positioning.md)
* [Governance & Operating Principles](/governance-operating-principles.md)
* [For Investors](/for-investors.md)
* [Market Thesis & Long-Term Vision](/market-thesis-long-term-vision.md)
* [Competitive Landscape](/competitive-landscape.md)
* [Roadmap (Public)](/roadmap-2026-2027.md)
* [Risk Disclosure](/risk-disclosure.md)
* [Enterprise Onboarding & Contact](/enterprise-onboarding-contact.md)
* [$BILLZ - Coming Soon](/usdbillz-token-overview.md)

## Billz (Personal Use)

* [Overview](/billz/overview.md)
* [How It Works](/billz/how-it-works.md)
* [Fees](/billz/fees.md)
* [FAQ](/faq.md)