> For the complete documentation index, see [llms.txt](https://docs.bill-z.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.bill-z.com/roadmap-2026-2027/current-product-status.md).

# Current Product Status

## Current Product Status

Billz is currently in an early product phase.

Some features are already live, some are available manually or semi-manually, and others are part of the roadmap.

### Live / Available Today

* Billz V1 access
* Payment Simulator
* Payable amount estimation
* Collateral requirement calculation
* LTV / health factor visibility
* Borrow APY estimation
* Yield APY estimation
* Net carry estimation
* Billz fees and rails fees visibility
* Risk level before execution
* Referral system live since May 19
* Token launch planned for May 21

### Pilot / Controlled Rollout

* Invoice payment flows
* EUR / USD payment execution
* Off-ramp workflows
* Proof of payment
* KYC/KYB onboarding before fiat payment execution

### Coming Soon

* AI invoice analysis
* Invoice extraction
* Anomaly detection
* Billz Invoice Inbox
* Saved simulations
* PDF simulation exports
* Workspace profiles
* Roles and permissions
* Approval workflows

### Future Roadmap

* Treasury monitoring
* Risk Bot
* Support chatbot
* Vault / yield layer
* Multi-market optimization
* Enterprise workspaces
* DAO / multisig workflows
* Autonomous Treasury Agent

### Important Notice

Roadmap features may change, be delayed, restricted or unavailable depending on technical constraints, partner requirements, jurisdiction, security considerations and regulatory requirements.


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