> For the complete documentation index, see [llms.txt](https://docs.bill-z.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.bill-z.com/billz/overview.md).

# overview

Billz supports personal crypto-to-fiat payments through regulated rails, with a simplified user experience.

Retail documentation is intentionally lighter than Billz Pro (business-first).

## What Billz supports (high-level)

* **EUR payments via SEPA**
* **USD payments via ACH** (where available)
* basic payment confirmation and proof details

## Typical use cases

* rent
* utilities
* recurring personal expenses
* personal transfers to supported recipients