> For the complete documentation index, see [llms.txt](https://docs.bill-z.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.bill-z.com/billz/fees.md).

# fees

Fees are displayed before confirmation and may include:

* conversion fee / margin
* execution / processing fee
* rail-related costs (depending on workflow)

{% hint style="info" %}

### Important

Fees can vary based on:

* payment amount
* selected rail (SEPA vs ACH)
* operational and market conditions
  {% endhint %}