product overview

Billz Pro combines execution infrastructure and treasury-oriented capital logic.

Core product pillars

1

Payments (Crypto -> Fiat Execution)

Billz Pro supports:

• SEPA (EUR)

• ACH (USD)

Use cases include vendor invoices, rent, utilities, and recurring operating expenses.

2

Proof & Reconciliation

Billz Pro standardizes execution artifacts for finance workflows:

• recipient snapshot

• amount / currency

• reference / memo (when supported)

• timestamps

• identifiers for reconciliation

• confirmation summary

3

Capital Efficiency (Collateral + Lending/Borrowing)

Billz Pro can support workflows where operators:

• post crypto as collateral,

• access liquidity via lending/borrowing,

• and route liquidity toward fiat execution.

4

Treasury Vault (Optional Yield Layer)

An optional treasury optimization layer:

• market-driven

• up to 10% APY

• not guaranteed

• risk-bearing

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Public documentation boundary

This documentation explains the operating model and positioning. It does not disclose:

• partner stack details,

• execution routing logic,

• protocol configuration,

• policy thresholds.